Terms & Conditions

Use of Website
This website is provided for informational and general business purposes only. You agree to use
this website lawfully and not for any illegal or unauthorized purpose. You may not attempt to gain
unauthorized access to the website, interfere with its operation, or misuse its content.

 

No Professional Advice
Content on this website does not constitute legal, financial, or insurance advice. Coverage
recommendations, pricing, and eligibility depend on individual circumstances and insurer
underwriting guidelines.

 

No Guarantee of Coverage
Submitting information through this website does not guarantee insurance coverage. Coverage is
not bound or active unless and until confirmed in writing by an authorized representative of Impact
Insurance Group.

 

Intellectual Property
All content on this website, including text, logos, graphics, images, design, and layout, is the
property of Impact Insurance Group or its licensors and is protected by applicable intellectual
property laws. You may not reproduce, distribute, modify, or use any content without prior written
consent.

 

Insurance Company Logos and Trademarks
This website may display logos, trademarks, and brand names of insurance carriers and other third
parties for informational and identification purposes only. All such logos and trademarks are the
property of their respective owners and do not imply endorsement, sponsorship, or affiliation with
Impact Insurance Group unless expressly stated. The use of insurance company logos on this
website does not alter, replace, or override Impact Insurance Group’s branding, identity, or
ownership of its own name, logo, and intellectual property. Impact Insurance Group is an
independent insurance agency and is not owned or controlled by any insurance carrier.

 

Third-Party Links

This website may contain links to third-party websites. Impact Insurance Group is not responsible
for the content, accuracy, or privacy practices of those sites.

 

Limitation of Liability
Impact Insurance Group shall not be liable for any direct, indirect, incidental, consequential, or
punitive damages arising from your use of this website or reliance on its content.

 

Indemnification
You agree to indemnify and hold harmless Impact Insurance Group, its owners, employees, and
affiliates from any claims, damages, or expenses arising from your use of this website or violation of
these Terms and Conditions.

 

Changes to These Terms
We may update these Terms and Conditions at any time. Updates will be posted on this page with
an updated effective date.

 

Governing Law
These Terms and Conditions shall be governed by and construed in accordance with the laws of
the state in which Impact Insurance Group is licensed and primarily operates, without regard to
conflict of law principles.

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SMS Terms & Conditions

By providing your mobile phone number to Impact Insurance Group (“we,” “us,” or “our”), you consent to receive SMS (text message) communications related to our services.

Types of Messages

You may receive SMS messages including, but not limited to:

• Appointment reminders and confirmations

• Admissions and intake communications

• Policy updates and follow-ups

• Administrative or account notifications

• Support and resource information

Message Frequency

Messaging frequency may vary based on your interaction with our services.

Message & Data Rates

Message and data rates may apply depending on your mobile carrier and plan.

Opt-Out

You may opt out at any time by replying STOP to any SMS message you receive.

Help / Support

For assistance, reply HELP to any message or visit our website at:
www.theimpactinsurance.com

Privacy & Terms

Your privacy is important to us. Please review the following policies:

• Privacy Policy:
  www.theimpactinsurance.com/termsandconditions

• Terms of Service (SMS Terms & Conditions):
  www.theimpactinsurance.com/privacypolicy

Mobile carriers are not liable for delayed or undelivered messages.