Privacy Policy

A legal disclaimer

The information provided on this website is for general informational purposes only and does not constitute legal, financial, or insurance advice. Coverage options, terms, conditions, and availability vary by insurer and are subject to underwriting guidelines and approval.

Impact Insurance Group makes no representations or warranties regarding the accuracy, completeness, or reliability of any information on this website. Any reliance you place on such information is strictly at your own risk.

Nothing on this website constitutes an offer, solicitation, or contract for insurance. Coverage is not bound or guaranteed until confirmed in writing by an authorized representative of Impact Insurance Group.

Impact Insurance Group is not responsible for the content or privacy practices of any third-party websites linked to this site.

Privacy Policy - the basics

Impact Insurance Group (“we,” “us,” or “our”) is committed to protecting your privacy and safeguarding your personal information. This Privacy Policy explains how we collect, use, disclose, and protect information obtained through our website and in connection with our insurance services.

By using this website, you agree to the terms of this Privacy Policy.

Information We Collect

We may collect personal and non-personal information, including but not limited to:

Personal Information

Name
Address
Email address
Phone number
Date of birth
Driver’s license number
Social Security number (when required for insurance quotes or applications)
Insurance history and coverage details
Payment or billing information

Non-Personal Information

IP address
Browser type and device information
Pages visited and time spent on the website
Cookies and usage data

How We Use Your Information

We use your information to:

Provide insurance quotes and services
Process applications and policy changes
Communicate with you regarding your policies
Respond to inquiries and customer service requests
Improve our website and services
Comply with legal and regulatory requirements

We do not sell your personal information.

How We Share Your Information

We may share your information only as necessary with:

Insurance carriers and underwriting partners
Service providers that assist with business operations
Government or regulatory authorities when required by law

All third parties are required to protect your information and use it only for authorized purposes.

Data Security

We implement reasonable administrative, technical, and physical safeguards designed to protect your personal information from unauthorized access, disclosure, alteration, or destruction.

However, no method of transmission over the internet or electronic storage is 100% secure.

Cookies and Tracking Technologies

Our website may use cookies and similar technologies to enhance user experience and collect usage data. You may disable cookies through your browser settings, though some site functionality may be affected.

Your Privacy Rights

Depending on your state of residence, you may have the right to:

Request access to your personal information
Request correction of inaccurate information
Request deletion of your information (subject to legal and business obligations)
Opt out of certain data processing activities

To exercise these rights, contact us using the information below.

Children’s Privacy

Our website is not intended for individuals under the age of 13. We do not knowingly collect information from children.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites.

Updates to This Policy

We may update this Privacy Policy periodically. Any changes will be posted on this page with an updated effective date.

Impact Insurance Group (“we,” “us,” or “our”) values your privacy. This Privacy Policy explains how we collect, use, share, and protect your personal information when you visit Theimpactinsurance.com or communicate with us, including via SMS.

Personal Information We Collect

We may collect the following types of personal information:

Name, phone number, email address
Information submitted through contact or intake forms
Appointment and communication details
SMS consent preferences
Website usage data (IP address, browser type, pages visited)

How Personal Information Is Used

We use personal information to:

Respond to inquiries and provide services
Schedule and manage appointments
Send SMS messages, including appointment reminders, treatment updates, and administrative notifications
Communicate important service-related information
Improve our website and services
Comply with legal and regulatory requirements

Sharing of Personal Information

We may share personal information only with:

Authorized employees and contractors who need access to perform services
Service providers that assist with operations (e.g., communication platforms), under confidentiality obligations
Legal or regulatory authorities when required by law

SMS consent is not shared with third parties or affiliates.

SMS Communications

If you opt in to receive SMS messages, we may send you informational or transactional messages related to our services.
Message frequency may vary. Message and data rates may apply.

You may opt out at any time by replying STOP.
For assistance, reply HELP or visit Theimpactinsurance.com

Data Security

We take reasonable administrative, technical, and physical measures to protect personal information from unauthorized access, disclosure, or misuse.

Your Privacy Choices

You may request access to, correction of, or deletion of your personal information by contacting us through our website.

Updates to This Privacy Policy

We may update this Privacy Policy periodically. Changes will be posted on this page with a revised effective date.